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Economic Hardship Deferments and Income-Based Repayment Plans: Band-Aids on the Tumor of the Student Loan Crisis


by Richard Fossey & Robert C. Cloud — August 09, 2012

Economic Hardship Deferments and Income-Based Repayment Plans provide overburdened student-loan debtors with some relief, but they do not solve the underlying crisis in the federal student loan program.


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Cite This Article as: Teachers College Record, Date Published: August 09, 2012
http://www.tcrecord.org ID Number: 16842, Date Accessed: 10/20/2017 4:51:10 AM

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About the Author
  • Richard Fossey
    University of North Texas
    E-mail Author
    RICHARD FOSSEY is a professor and Mike Moses Endowed Chair in Educational Administration at the University of North Texas in Denton Texas.
  • Robert Cloud
    Baylor University
    ROBERT C. CLOUD is a Professor of Educational Administration at Baylor University in Waco, Texas.
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