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Cloud, Robert C. Baylor UniversityROBERT C. CLOUD is a Professor of Higher Education at Baylor University in Waco, Texas. Richard Fossey & Robert C. Cloud — 2008 The time has come to face the growing problem of college-loan indebtedness. Otherwise—like the current economic crisis that was partly caused by declining home values—college-loan indebtedness will some day contribute to enormous financial problems for a large number of individual Americans and for the nation as a whole. Richard Fossey & Robert C. Cloud — 2010 Most people believe that student loans are almost impossible to discharge in bankruptcy, but two recent bankruptcy-court decisions may be a sign that bankruptcy judges are growing more sympathetic towards overwhelmed student-loan debtors. Richard Fossey & Robert C. Cloud — 2010 Student-loan creditors can wait a quarter of century or even longer before pursuing a debtor for an unpaid student loan. State laws barring stale claims offer no defense for student-loan debtors who defaulted on their loans. Richard Fossey & Robert C. Cloud — 2012 Economic Hardship Deferments and Income-Based Repayment Plans provide overburdened student-loan debtors with some relief, but they do not solve the underlying crisis in the federal student loan program. Richard Fossey & Robert C. Cloud — 2013 In re Roth, decided by the Bankruptcy Appellate Panel of the Ninth Circuit Court of Appeals, is an important decision that took a compassionate approach toward an insolvent college-loan debtor who filed for bankruptcy late in life without any real prospect of ever paying off her student loans. Richard Fossey & Robert C. Cloud — 2014 Recently, there have been signs that the bankruptcy courts are becoming more compassionate toward people who enter the bankruptcy process burdened by student loans. Perhaps the most dramatic of these recent cases is Myhre v. U.S. Department of Education, involving a quadriplegic man who filed for bankruptcy seeking to discharge $14,000 in student loans. Richard Fossey & Robert C. Cloud — 2015 Over creditors' objections, a bankruptcy court in Ohio discharged the student-loan debt of a single mother of two who was living below the poverty level. Richard Fossey & Robert C. Cloud — 2015 Bankruptcy judges are increasingly willing to rely on compassion and common sense when they decide cases involving honest but unfortunate student-loan debtors who took on mountains of student-loan debt hoping to improve their lives but did not find jobs that paid well enough for them to reasonably make their loan payments. Richard Fossey, Robert C. Cloud & Neal Hutchens — 2016 In an influential concurring opinion to an important bankruptcy decision, Judge Jim Pappas, an Idaho bankruptcy judge, urged federal courts to adopt a more sensible way for dealing with student loan debtors who file for bankruptcy. Richard Fossey & Robert C. Cloud — 2017 Income-driven repayment plans for distressed student loan debtors offer short-term relief from burdensome monthly loan payments but they have many drawbacks. Richard Fossey & Robert C. Cloud — 2017 This commentary examines the conditions through which tenure protects professors, but can also be revoked, and specifically analyzes the 2017 Fifth Circuit court case of Professor Alexander Edionwe, who sued UTRGV president Guy Bailey when his tenure position at UT Pan Am dissolved due to the creation of UTRGV and closure of UT Pan AM. Richard Fossey & Robert C. Cloud — 2018 A Nebraska state college is found not liable by two courts after Tyler Thomas, a 19-year-old freshman, disappeared and was declared dead by a Nebraska court. A 29-year-old male student who resided in a dormitory room next to Thomas' room, was later charged with murder.
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A.Boyce, George
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Aagaard, Lola
Abbate, Fred J.
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